{"id":972,"date":"2023-08-30T19:07:57","date_gmt":"2023-08-30T19:07:57","guid":{"rendered":"https:\/\/adslocal.fuseestudio.online\/?page_id=972"},"modified":"2025-03-07T19:03:50","modified_gmt":"2025-03-07T19:03:50","slug":"checkup-financiero","status":"publish","type":"page","link":"https:\/\/miwellnessfinanciero.com\/?page_id=972","title":{"rendered":"CheckUp Financiero"},"content":{"rendered":"\n<div class=\"uk-width-1-1 uk-text-right\" style=\"margin-bottom: 1em;\">\n    <div class=\"uk-button-dropdown\" data-uk-dropdown=\"{mode:'click'}\" aria-haspopup=\"true\" aria-expanded=\"false\">\n        <button class=\"uk-button uk-button-small uk-button-primary\">Herramientas <i class=\"uk-icon-caret-down\"><\/i><\/button>\n        <div class=\"uk-dropdown uk-dropdown-bottom\" aria-hidden=\"true\" tabindex=\"\" style=\"top: 30px; left: 0px;\">\n            <ul class=\"uk-nav uk-nav-dropdown\">\n                <li><a href=\"\/calculadora-de-perfil-de-riesgo\">Calculadora de Perfil de Riesgo<\/a><\/li>\n                <li class=\"uk-nav-divider\"><\/li>\n                <li><a href=\"\/calculadora-de-estres-financiero\">Calculadora de Estr\u00e9s Financiero<\/a><\/li>\n                <li class=\"uk-nav-divider\"><\/li>\n                <li><a href=\"\/calculadora-de-retiro\">Calculadora de Retiro<\/a><\/li>\n                <li class=\"uk-nav-divider\"><\/li>\n                <li><a href=\"\/test-de-conocimientos-financieros\">Test de Conocimientos Financieros<\/a><\/li>\n            <\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"uk-width-1-1\" id=\"main-access\">\n    <div class=\"uk-panel uk-panel-box\">\n        <h2>Ingresar al Test<\/h2>\n        <form class=\"uk-form\" id=\"access\">\n            <div class=\"uk-grid\">\n                <div class=\"uk-width-1-1 uk-flex uk-flex-center\" style=\"margin-bottom: 1em;\">\n                    <input class=\"uk-width-large-1-3 uk-width-medium-1-3 uk-width-small-1-1\" type=\"password\" id=\"psw\" name=\"psw\">\n                <\/div>\n                <div class=\"uk-width-1-1 uk-flex uk-flex-center\">\n                    <button type=\"submit\" class=\"uk-button uk-button-success uk-width-large-1-3 uk-width-medium-1-3 uk-width-small-1-1\" id=\"ac_sub\"><i class=\"uk-icon-lock\"><\/i> Acceso<\/button>\n                <\/div>\n            <\/div>\n        <\/form>\n        <script>\n        $('#ac_sub').click(function(){\n            event.preventDefault();\n            var psw = $('#psw').val();\n            if((psw=='Lockton2023')||(psw=='1082')||(psw=='prueba')||(psw=='ext_tester')||(psw=='MSFT0124')||(psw=='IKE0124')||(psw=='test')||(psw=='MSFT0224')||(psw=='PT0124')||(psw=='IGT2024')||(psw=='GFT2024')||(psw=='ext_tester')||(psw=='BAIN2024')||(psw=='MSFT0324')||(psw=='FA2025')||(psw=='ATT2025')||(psw=='ZX025')||(psw=='IMEF2025')){\n               $('#main-access').hide();\n               $('#calc').fadeIn();\n\t\t\t\t\t\t\t$('#ent').val(psw);\n            }else{\n                $('#psw').val('');\n                UIkit.notify({\n                                        message : \"Error: Contrase\u00f1a Incorrecta\",\n                                        status  : 'danger',\n                                        timeout : 3000,\n                                        pos     : 'top-right'\n                                        });\n            }\n        });\n        <\/script>\n    <\/div> \n<\/div>\n<form class=\"uk-form\" id=\"calc\" style=\"display: none;\">\n        <input type=\"hidden\" id=\"uid\" name=\"uid\">\n\t<input type=\"hidden\" id=\"ent\">\n    <div class=\"uk-grid uk-grid-small\">\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\">\n            <label class=\"uk-form-label\"><strong>1. Tiempo trabajando<\/strong><\/label>\n            <select class=\"uk-width-1-1\" id=\"s1\" name=\"s1\">\n                <option value=\"\">Seleccione una opci\u00f3n<\/option>\n                <option value=\"0\">Menos de 10 a\u00f1os<\/option>\n                <option value=\"1\">Entre 10 y 20 a\u00f1os<\/option>\n                <option value=\"2\">M\u00e1s de 20 a\u00f1os<\/option>\n                <option value=\"3\">Estoy a menos de 10 a\u00f1os de mi jubilaci\u00f3n<\/option>\n            <\/select>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\">\n            <label class=\"uk-form-label\"><strong>2. Nivel de ingresos al mes (Para efectos de sugerirte informaci\u00f3n acorde a tu situaci\u00f3n en el futuro)<\/strong><\/label>\n            <select class=\"uk-width-1-1\" id=\"s2\" name=\"s2\">\n                <option value=\"\">Seleccione una opci\u00f3n<\/option>\n                <option value=\"0\">Menos de $8,000 al mes<\/option>\n                <option value=\"1\">Entre $8,000 y 20,000<\/option>\n                <option value=\"2\">Entre $20,000 y $40,000<\/option>\n                <option value=\"3\">Mas de $40,000<\/option>\n            <\/select>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\">\n            <label class=\"uk-form-label\"><strong>3. Tienes Hijos<\/strong><\/label>\n            <select class=\"uk-width-1-1\" id=\"s2a\" name=\"s2a\">\n                <option value=\"\">Seleccione una opci\u00f3n<\/option>\n                <option value=\"0\">No<\/option>\n                <option value=\"1\">S\u00ed<\/option>\n            <\/select>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>4. \u00bfCon cual te identificas m\u00e1s?<\/strong><\/label>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-4 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s3a\" name=\"s3\" type=\"radio\" class=\"check\" value=\"0\"> <label for=\"s3a\">Soy muy estricto y organizado con mi dinero, no tengo deudas ni inversiones riesgosas.<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-4 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s3b\" name=\"s3\" type=\"radio\" class=\"check\" value=\"1\"> <label for=\"s3b\">Soy responsable, planeo y llevo un buen control de mi dinero buscando seguridad financiera.<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-4 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s3c\" name=\"s3\" type=\"radio\" class=\"check\" value=\"2\"> <label for=\"s3c\">Mis emociones afectan mis decisiones financieras de manera no muy positiva.<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-4 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s3d\" name=\"s3\" type=\"radio\" class=\"check\" value=\"3\"> <label for=\"s3d\">No s\u00e9 cu\u00e1nto gasto y  Me encanta disfrutar la vida y no soy organizado en el manejo de mi dinero.<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\">\n            <h3>Mis Habitos Financieros<\/h3>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\">\n            <label class=\"uk-form-label\"><strong>5. En tarjetas de cr\u00e9dito yo\u2026<\/strong><\/label>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-5 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s4a\" name=\"s4\" type=\"radio\" value=\"1\"> <label for=\"s4a\">Soy totalero (pago todo el saldo)<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-5 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s4b\" name=\"s4\" type=\"radio\" value=\"14\"> <label for=\"s4b\">Pago el m\u00ednimo<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-5 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s4c\" name=\"s4\" type=\"radio\" value=\"6\"> <label for=\"s4c\">Pago mas del m\u00ednimo<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-5 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s4d\" name=\"s4\" type=\"radio\" value=\"2\"> <label for=\"s4d\">No tengo tarjeta<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-5 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s4e\" name=\"s4\" type=\"radio\" value=\"22\"> <label for=\"s4e\">A veces con una tarjeta pago lo de otra<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>6. Tengo deudas de\u2026 (no consideres hipotecas)<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s5a\" name=\"s5\" type=\"radio\" value=\"4.5\"> <label for=\"s5a\">Menos de 1 mes de mi sueldo<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s5b\" name=\"s5\" type=\"radio\" value=\"10\"> <label for=\"s5b\">Entre 1 y 3 meses de mi sueldo<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s5c\" name=\"s5\" type=\"radio\" value=\"14\"> <label for=\"s5c\">Entre 3 y 6 meses de mi sueldo<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s5d\" name=\"s5\" type=\"radio\" value=\"18\"> <label for=\"s5d\">Mas de 6 meses de mi sueldo<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s5e\" name=\"s5\" type=\"radio\" value=\"0\"> <label for=\"s5e\">No s\u00e9<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s5f\" name=\"s5\" type=\"radio\" value=\"0\"> <label for=\"s5f\">No tengo deudas<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\"  style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>7. Tengo deudas en\u2026<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s6a\" class=\"s6ch\" name=\"s6\" type=\"checkbox\" value=\"2.5\"> <label for=\"s6a\">Tarjetas de cr\u00e9dito<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s6b\" class=\"s6ch\" name=\"s6\" type=\"checkbox\" value=\"2.5\"> <label for=\"s6b\">Tarjetas departamentales<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s6c\" class=\"s6ch\" name=\"s6\" type=\"checkbox\" value=\"2.5\"> <label for=\"s6c\">Cr\u00e9dito personal<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s6d\" class=\"s6ch\" name=\"s6\" type=\"checkbox\" value=\"2.5\"> <label for=\"s6d\">Cr\u00e9dito prendario<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s6f\" class=\"s6ch\" name=\"s6\" type=\"checkbox\" value=\"2.5\"> <label for=\"s6f\">Otros<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s6g\" name=\"s6\" type=\"checkbox\" value=\"0\"> <label for=\"s6g\">Ninguna Deuda<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>8. Llevo un presupuesto de mis ingresos y gastos<\/strong><\/label>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-3 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s7a\" name=\"s7\" type=\"radio\" value=\"0\"> <label for=\"s7a\">Si, planeo mucho mis gastos<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-3 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s7b\" name=\"s7\" type=\"radio\" value=\"3\"> <label for=\"s7b\">Si, pero relajado<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-3 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s7c\" name=\"s7\" type=\"radio\" value=\"7\"> <label for=\"s7c\">No<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>9. Tengo ahorros suficientes para vivir sin recibir ingresos\u2026<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-5 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s8a\" name=\"s8\" type=\"radio\" value=\"10\"> <label for=\"s8a\">Menos de un mes<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-5 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s8b\" name=\"s8\" type=\"radio\" value=\"6.5\"> <label for=\"s8b\">hasta 3 meses<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-5 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s8c\" name=\"s8\" type=\"radio\" value=\"2\"> <label for=\"s8c\">hasta 6 meses<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-5 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s8d\" name=\"s8\" type=\"radio\" value=\"0\">  <label for=\"s8d\">1 a\u00f1o o mas<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-5 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s8e\" name=\"s8\" type=\"radio\" value=\"0\"> <label for=\"s8e\">No s\u00e9<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>10. Conozco estos tipos de inversi\u00f3n<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s9a\" class=\"s9ch\" name=\"s9\" type=\"checkbox\" value=\"-0.5\"> <label for=\"s9a\">Inversi\u00f3n en deuda (cetes, bonos de gobierno)<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s9b\" class=\"s9ch\" name=\"s9\" type=\"checkbox\" value=\"-0.5\"> <label for=\"s9b\">Inversi\u00f3n en acciones (bolsa, etc)<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s9c\" class=\"s9ch\" name=\"s9\" type=\"checkbox\" value=\"-0.5\"> <label for=\"s9c\">Inversi\u00f3n en bienes raices u otros activos<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s9d\" class=\"s9ch\" name=\"s9\" type=\"checkbox\" value=\"-0.5\"> <label for=\"s9d\">Fondo o caja de ahorro<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s9e\" class=\"s9ch\" name=\"s9\" type=\"checkbox\" value=\"-0.5\"> <label for=\"s9e\">Otros<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s9f\" name=\"s9\" type=\"checkbox\" value=\"0\"> <label for=\"s9f\">No conozco instrumentos de inversi\u00f3n<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>11. Tengo inversiones en&#8230;<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s10a\" class=\"s10ch\" name=\"s10\" type=\"checkbox\" value=\"-1.5\"> <label for=\"s10a\">Inversi\u00f3n en deuda (cetes, bonos de gobierno)<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s10b\" class=\"s10ch\" name=\"s10\" type=\"checkbox\" value=\"-1.5\"> <label for=\"s10b\">Inversi\u00f3n en acciones (bolsa, etc)<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s10c\" class=\"s10ch\" name=\"s10\" type=\"checkbox\" value=\"-1.5\"> <label for=\"s10c\">Inversi\u00f3n en bienes raices u otros activos<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s10d\" class=\"s10ch\" name=\"s10\" type=\"checkbox\" value=\"-1.5\"> <label for=\"s10d\">Fondo o caja de ahorro<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s10e\" class=\"s10ch\" name=\"s10\" type=\"checkbox\" value=\"-1.5\"> <label for=\"s10e\">Otros<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s10f\" name=\"s10\" type=\"checkbox\" value=\"1\"> <label for=\"s10f\">Ninguno<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>12. Cuento con los siguientes seguros<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s11a\" class=\"s11ch\" name=\"s11\" type=\"checkbox\" value=\"-0.75\"> <label for=\"s11a\">Seguro de vida<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s11b\" class=\"s11ch\" name=\"s11\" type=\"checkbox\" value=\"-0.75\"> <label for=\"s11b\">Gastos M\u00e9dicos Mayores<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s11c\" class=\"s11ch\" name=\"s11\" type=\"checkbox\" value=\"-0.75\"> <label for=\"s11c\">Seguro de Casa<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s11d\" class=\"s11ch\" name=\"s11\" type=\"checkbox\" value=\"-0.75\"> <label for=\"s11d\">Seguro de auto<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s11e\" class=\"s11ch\" name=\"s11\" type=\"checkbox\" value=\"-0.5\"> <label for=\"s11e\">Seguro de retiro<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s11f\" class=\"s11ch\" name=\"s11\" type=\"checkbox\" value=\"-0.5\"> <label for=\"s11f\">Seguro de educaci\u00f3n<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s11g\" class=\"s11ch\" name=\"s11\" type=\"checkbox\" value=\"-0.5\"> <label for=\"s11g\">Otros<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-6 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s11h\" name=\"s11\" type=\"checkbox\" value=\"1\"> <label for=\"s11h\">Ninguno<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>13. Tengo fuentes adicionales de ingresos<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-4 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s12a\" name=\"s12\" type=\"radio\" value=\"3\"> <label for=\"s12a\">Si, menos del del 10%<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-4 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s12b\" name=\"s12\" type=\"radio\" value=\"2\"> <label for=\"s12b\">S\u00ed,m\u00e1s del 10% y menos del 30%<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-4 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s12c\" name=\"s12\" type=\"radio\" value=\"1\"> <label for=\"s12c\">S\u00ed, m\u00e1s del 30%<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-4 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s12d\" name=\"s12\" type=\"radio\" value=\"5\"> <label for=\"s12d\">No<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>14. Conozco cual ser\u00e1 mi pensi\u00f3n al retiro<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-3 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s13a\" name=\"s13\" type=\"radio\" value=\"0\"> <label for=\"s13a\">Si<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-3 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s13b\" name=\"s13\" type=\"radio\" value=\"4\"> <label for=\"s13b\">No<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-3 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s13c\" name=\"s13\" type=\"radio\" value=\"2\"> <label for=\"s13c\">Tengo una idea aproximada<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>15. Cotizo al seguro social<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-2 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s14a\" name=\"s14\" type=\"radio\" value=\"0\"> <label for=\"s14a\">Si<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-2 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s14b\" name=\"s14\" type=\"radio\" value=\"10\"> <label for=\"s14b\">No<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>16. \u00bfA que ley de Ley del Seguro Social tengo derecho?<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-3 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s15a\" name=\"s15\" type=\"radio\" value=\"0\"> <label for=\"s15a\">Ley 1973<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-3 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s15b\" name=\"s15\" type=\"radio\" value=\"2\"> <label for=\"s15b\">Ley 1997<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-3 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s15c\" name=\"s15\" type=\"radio\" value=\"5\"> <label for=\"s15c\">No s\u00e9<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>17. Conozco mis estados de cuenta de afore<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-2 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s16a\" name=\"s16\" type=\"radio\" value=\"0\"> <label for=\"s16a\">Si<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-2 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s16b\" name=\"s16\" type=\"radio\" value=\"2.5\"> <label for=\"s16b\">No<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\" style=\"border-top:1px solid #2196f3; padding-top:7px;\">\n            <label class=\"uk-form-label\"><strong>18. Estoy ahorrando para mi retiro<\/strong><\/label><br>\n            <div class=\"uk-grid uk-grid-small uk-grid-match\" data-uk-grid-match=\"{target:'.uk-panel'}\">\n                <div class=\"uk-width-large-1-2 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s17a\" name=\"s17\" type=\"radio\" value=\"0\"> <label for=\"s17a\">Si<\/label>\n                    <\/div>\n                <\/div>\n                <div class=\"uk-width-large-1-2 uk-width-medium-1-2 uk-width-large-1-1\">\n                    <div class=\"uk-panel uk-panel-box\">\n                    <input id=\"s17b\" name=\"s17\" type=\"radio\" value=\"9\"> <label for=\"s17b\">No<\/label>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"uk-width-large-1-1 uk-width-medium-1-1 uk-width-large-1-1 uk-margin-bottom\">\n            <button type=\"submit\" class=\"uk-width-1-1 uk-button uk-button-success\" id=\"sub\" name=\"sub\">Calcular<\/button>\n        <\/div>\n    <\/div>\n<\/form>\n<script src=\"https:\/\/miwellnessfinanciero.com\/js\/jquery.validate.min.js\"><\/script>\n<script src=\"https:\/\/miwellnessfinanciero.com\/js\/additional-methods.min.js\"><\/script>\n<script>\n    \nString.random = function (length) {\n\tlet radom13chars = function () {\n\t\treturn Math.random().toString(16).substring(2, 15)\n\t}\n\tlet loops = Math.ceil(length \/ 13)\n\treturn new Array(loops).fill(radom13chars).reduce((string, func) => {\n\t\treturn string + func()\n\t}, '').substring(0, length)\n}\n    \nfunction checkCount(elem){\n    count = 0;\n    $(elem).each(function(index, checkbox){\n      if(checkbox.checked)\n        count += Number(checkbox.value)\n    })\n    return count;  \n  }\n\n$('input:radio').click(function () {\n        $('input:radio:not(:checked)').parent().removeClass(\"uk-panel-box-primary\");\n        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background-repeat:no-repeat; background-size:80%;\">\n            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"uk-width-large-1-2 uk-width-medium-1-2 uk-width-small-1-1 uk-hidden\">\n        <h4 style=\"color:#008C00; font-family:arial;\">Sano Fincieramente<\/h4>\n        <h4 style=\"color:#A3D900; font-family:arial;\">\u00a1Bien, ah\u00ed la llevas!<\/h4>\n        <h4 style=\"color:#FFC926; font-family:arial;\">\u00a1Podr\u00edas mejorar!<\/h4>\n        <h4 style=\"color:#D90000; font-family:arial;\">Vulnerable financieramente<\/h4>\n    <\/div>\n    <div class=\"uk-width-large-1-1 uk-width-small-1-1\">\n    <h3 class=\"fa\" style=\"display:none; color: green; font-weight:700;\">Sano financieramente<\/h3><h3 id=\"g1\" style=\"display: none\"><\/h3>\n    <p class=\"fa\" style=\"display:none;\"><strong>Tienes muy buena relaci\u00f3n con tu dinero, mantente as\u00ed y trabaja en tus inversiones y plan de retiro.<\/strong><\/p>\n    <h3 class=\"fb\" style=\"display:none; color: greenyellow; font-weight:700;\">\u00a1Bien, ah\u00ed la llevas!<\/h3>\n    <p class=\"fb\" style=\"display:none;\"><strong>Buen trabajo, solo analiza aquellos puntos en lo que pudieras mejorar y fortalece tus h\u00e1bitos de dinero.<\/strong><\/p>\n    <h3 class=\"fc\" style=\"display:none; color: orange; font-weight:700;\">\u00a1Podr\u00edas mejorar!<\/h3>\n    <p class=\"fc\" style=\"display:none;\"><strong>Tienes varios puntos a favor, sigue trabajando y aprendiendo para mejorar tu relaci\u00f3n con el dinero y llegar al estado \u00f3ptimo de bienestar financiero, la meta es de color verde!<\/strong><\/p>\n    <h3 class=\"fd\" style=\"display:none; color: orangered; font-weight:700;\">Vulnerable financieramente<\/h3>\n    <p class=\"fd\" style=\"display:none;\"><strong>Es probable que gran parte de tu estr\u00e9s sea por temas de dinero; pero, se puede vivir diferente. \u00a1Manos a la obra!, tu prioridad es trabajar en el saneamiento de tu deuda y hacerte amigo del presupuesto. Empieza desde hoy escuchando podcast y videos que hablen del manejo de la deuda para ir planeando como salir de ella. <\/strong><\/p>\n    \n    <p id=\"r1a\" style=\"display:none;\">Est\u00e1s en la etapa inicial de tu carrera, los ingresos que generas construir\u00e1n tu patrimonio. Lo m\u00e1s importante no es lo que ganamos sino c\u00f3mo lo gastamos. Est\u00e1s en el momento perfecto para empezar a trabajar en tu bienestar financiero.<\/p>\n    <p id=\"r1b\" style=\"display:none;\">Est\u00e1s a la mitad de tu edad productiva con la oportunidad de construir y contribuir m\u00e1s a tu patrimonio. Haz tu plan de corto, mediano y largo plazo y dedica un tiempo de la semana a tu bienestar financiero para tomar mejores decisiones.<\/p>\n    <p id=\"r1c\" style=\"display:none;\">Tienes una trayectoria profesional solida, tu experiencia ya tiene un valor en el mercado. Han sido muchos a\u00f1os de esfuerzo que seguramente te han dado muchas satisfacciones. Dedica un tiempo a la semana a tu bienestar financiero para saber si vas bien o hay que hacer cambios en tu planeaci\u00f3n. Si no tienes un plan financiero, no tardes mas en empezarlo, las decisiones que tomes ahora determinar\u00e1n tu calidad de vida en la vejez.<\/p>\n    <p id=\"r1d\" style=\"display:none;\">Felicidades!!!, has contribuido con tu experiencia en el trabajo y has sido parte de una familia corporativa. Es momento de que seas TU prioridad financiera. \u00bfQue har\u00e1s que con tu retiro?, \u00bfYa sabes como funciona tu afore, cuanto vas a recibir de pensi\u00f3n, etc?. No lo dejes al final, prepara tus mejores a\u00f1os e inicia esa etapa con certidumbre y recompensa!.<\/p>\n    <p id=\"r2a\" style=\"display:none;\">Es posible lograr una buena comunicaci\u00f3n en la familia si nos atrevemos a poner el tema del dinero sobre la mesa, podemos generar consciencia familiar del gasto y motivarnos con metas y prioridades conjuntas. Nuestros hijos tambi\u00e9n necesitan aprender a tener finanzas sanas y la educaci\u00f3n de los pap\u00e1s determinar\u00e1 en gran medida su bienestar financiero a futuro.<\/p>\n    <p id=\"r2b\" style=\"display:none;\">Si tu prioridad financiera son los planes individuales o de pareja, planea tus gastos e incluso tus viajes para poder disfrutar de tu trabajo sin preocupaciones.<\/p>\n    <p id=\"r3a\" style=\"display:none;\"><strong>Timidez financiera:<\/strong> La timidez financiera puede hacernos perder excelentes oportunidades econ\u00f3micas. El dinero es una habilidad y si trabajas en ella podr\u00e1s ver que tu dinero crecer\u00e1, esto puede incrementar nuestra cultura financiera, nos har\u00e1 m\u00e1s seguros en nuestras decisiones al momento de comprar, vender o invertir. La disciplina ya la tienes dominada. <\/p>\n    <p id=\"r3b\" style=\"display:none;\"><strong>Financieramente responsable:<\/strong> Tienes cualidades de personalidad que te permiten tener una buena relaci\u00f3n con tu dinero. Aprovecha las ventajas y contin\u00faa incrementando tu cultura financiera, es probable que ya cuentes con los seguros necesarios y planes de ahorro para el retiro,  contin\u00faa trabajando en tu bienestar financiero.<\/p>\n    <p id=\"r3c\" style=\"display:none;\"><strong>Emocionalidad financiera:<\/strong> El gasto ligado a las emociones nos hace tomar decisiones de las cuales nos arrepentimos o nos damos cuenta que ese dinero podr\u00eda haber tenido un mejor uso. Es normal querer premiarnos cuando hemos trabajado duro y consentirnos, pero ser\u00eda importante tambi\u00e9n poder asegurarnos de que nuestro futuro tenga estos beneficios. Dedica un tiempo a analizar la naturaleza de tus gastos y establecer tus prioridades.<\/p>\n    <p id=\"r3d\" style=\"display:none;\"><strong>Ingenuo financiero:<\/strong> La ingenuidad no nos deja ver la situaci\u00f3n actual de nuestras finanzas y nos puede generar problemas en momentos de contigencia y en nuestro retiro. El dinero es una habilidad que puedes desarrollar, el bienestar financiero incluir\u00e1 esos gastos que disfrutas pero de manera planeada y consciente. Evita tentaciones. <\/p>\n    <\/div>\n    \n\n\n    <div class=\"uk-width-1-1 uk-text-justify\">\n    <div id=\"1a\" style=\"display:none;\" class=\"uk-alert uk-alert-danger\" data-uk-alert>\n    <p>Pagar deuda con m\u00e1s deuda solo incrementar\u00e1 los intereses y alargar\u00e1 el plazo para salir de ah\u00ed. Es un error financiero que no queremos que te pase, nuestra recomendaci\u00f3n es que busques opciones para reestructurar la deuda con menor impacto en tu cartera. Hay bancos y empresas que te ayudan a reestructurar con pagos m\u00e1s peque\u00f1os a un plazo mayor tambi\u00e9n hay m\u00e9todos, como el de bola de nieve que pueden ayudarte para disminuir la deuda.<\/p>\n    <\/div>\n    <div id=\"1b\" style=\"display:none;\" class=\"uk-alert uk-alert-danger\" data-uk-alert>\n    <p> \u00bfSabes de cu\u00e1nto es el inter\u00e9s que se genera cuando solo pagas el m\u00ednimo en tu tarjeta de cr\u00e9dito? \u00a1Por cada peso que gastas podr\u00edas estar pagando 1.4 pesos de inter\u00e9s! Antes de tener una tarjeta de cr\u00e9dito verifica y compara el costo. Lo ideal es pagar cada mes el monto total de lo que gastas, a menos que tengas pagos a meses sin intereses que lleves bien controlados y pagados en tiempo.<\/p>\n    <\/div>\n    <div id=\"1c\" style=\"display:none;\" class=\"uk-alert uk-alert-success\" data-uk-alert>\n    <p>\u00a1Muy bien! Lo ideal es siempre pagar la deuda total a tiempo para no generar intereses, obtener beneficios y que sea una herramienta de financiamiento que juegue a tu favor.<\/p>\n    <\/div>\n    <div id=\"2a\" style=\"display:none;\" class=\"uk-alert uk-alert-danger\" data-uk-alert>\n    <p>\u00a1Respira hondo y profundo! Es urgente que dediques un tiempo a restructurar tu deuda. La deuda recomendada es hasta el 15% de tu ingreso. Recuerda que el dinero es una habilidad que puedes desarrollar, pero no esperes mucho, porque esas deudas pueden generar mucho estr\u00e9s, busca asesor\u00eda, lee e investiga sobre educaci\u00f3n financiera.<\/p>\n    <\/div>\n    <div id=\"3a\" style=\"display:none;\" class=\"uk-alert uk-alert-warning\" data-uk-alert>\n    <p>Es importante que prestes atenci\u00f3n a tus herramientas financieras de cr\u00e9dito para que te cerciores de que no te est\u00e1s endeudando m\u00e1s de lo que puedes. Recuerda que una deuda sana es de hasta el 15% de tus ingresos.<\/p>\n    <\/div>\n    <div id=\"4a\" style=\"display:none;\" class=\"uk-alert uk-alert-success\" data-uk-alert>\n    <p>\u00a1Felicidades por la planeaci\u00f3n, con lo dif\u00edcil que es llevar un <strong>presupuesto personal<\/strong>!. Sabr\u00e1s que el orden que llevas con tu dinero es lo que te permite gastar conscientemente y generar tu patrimonio, \u00a1muy buen trabajo!  <\/p>\n    <\/div>\n    <div id=\"4b\" style=\"display:none;\" class=\"uk-alert uk-alert-success\" data-uk-alert>\n    <p>Gastar conscientemente es uno de los elementos mas importantes de las finanzas sanas. Todos somos diferentes as\u00ed que si te funciona un presupuesto relajado, contin\u00faa de la misma manera, si debes mejorar algo, dedica un tiempo a analizar tus \u00e1reas de mejora. <\/p>\n    <\/div>\n    <div id=\"5a\" style=\"display:none;\" class=\"uk-alert uk-alert-success\" data-uk-alert>\n    <p>\u00a1Excelente!, tienes armado ya tu fondo de contingencia. Tener ahorrado el capital necesario para 6 meses o m\u00e1s, es perfecto para hacer frente a situaciones imprevistas. <\/p>\n    <\/div>\n    <div id=\"5b\" style=\"display:none;\" class=\"uk-alert uk-alert-success\" data-uk-alert>\n    <p>\u00a1Bien hecho! Eres un gran ejemplo de libertad financiera teniendo m\u00e1s de 1 a\u00f1o de ahorro para contingencias, muy pocas personas son conscientes de su importancia \u00a1Felicidades!<\/p>\n    <\/div>\n    <div id=\"8a\" style=\"display:none;\" class=\"uk-alert uk-alert-success\" data-uk-alert>\n    <p>Dicen que los seguros se compran esperando no necesitarlos y ojal\u00e1 sean m\u00ednimas las veces que los necesites, pero que bueno que los tienes. Ases\u00f3rate para que los ajustes a medida que tu momento de vida vaya cambiando, la tarea es mantenerlos.<\/p>\n    <\/div>\n    <div id=\"8b\" style=\"display:none;\" class=\"uk-alert uk-alert-danger\" data-uk-alert>\n    <p>Los seguros han salvado el patrimonio de muchas familias. Un siniestro puede dejarte sin fondos y terminar con los ahorros de toda una vida. Contar con seguros es la mejor forma de garantizar de que esto no te pase.<\/p>\n    <\/div>\n    <div id=\"13a\" style=\"display:none;\" class=\"uk-alert uk-alert-danger\" data-uk-alert>\n    <p>Las estad\u00edsticas dicen que antes de morir, viviremos con la carga de una enfermedad entre 8 y 11 a\u00f1os seg\u00fan nuestro g\u00e9nero. Las decisiones que tomemos ahora determinar\u00e1n la calidad de vida en el futuro. Podemos tomar la decisi\u00f3n de tener un retiro digno y no preocuparnos por ello m\u00e1s tarde. <\/p>\n    <\/div>\n    <\/div>\n    <div class=\"uk-width-1-1\" id=\"fm_cont\">\n        <div class=\"uk-panel uk-panel-box\">\n        <h4>\u00bfDeseas descargar un pdf con tus resultados?<\/h4>\n        <p>Escribe tu correo a continuaci\u00f3n<\/p>\n        <form class=\"uk-form\">\n            <input type=\"hidden\" id=\"uuid\">\n            <div class=\"uk-grid\">\n                <div class=\"uk-width-1-1 uk-margin-bottom\">\n                    <input class=\"uk-width-1-1\" type=\"text\" id=\"ema\" name=\"ema\">\n                <\/div>\n                <div class=\"uk-width-large-1-2 uk-width-medium-1-2 uk-width-small-1-1 uk-margin-bottom\">\n                    <input class=\"uk-width-1-1\" type=\"checkbox\" id=\"tips\" name=\"tips\"> <label for=\"tips\">Deseo recibir tips en mi correo electr\u00f3nico<\/label>\n                <\/div>\n                <div class=\"uk-width-large-1-2 uk-width-medium-1-2 uk-width-small-1-1 uk-margin-bottom\">\n                    <input class=\"uk-width-1-1\" type=\"checkbox\" id=\"priv\" name=\"priv\"> <label for=\"priv\">Acepto terminos de uso<\/label>\n                <\/div>\n                <div class=\"uk-width-1-1\">\n                    <button type=\"submit\" disabled class=\"uk-width-1-1 uk-button uk-button-success\" disabled id=\"subema\" name=\"subema\"><i class=\"uk-icon-envelope\"><\/i> Enviar<\/button>\n                <\/div>\n            <\/div>\n        <\/form>\n        <script>\n            \n            $(\"#ema, #priv\").change(function(){\n                    if( ($(\"#ema\").val()!='') && ($(\"#priv\").is(\":checked\")) ){\n                       $(\"#subema\").attr(\"disabled\",false);\n                       }else{\n                       $(\"#subema\").attr(\"disabled\",true);\n                       }\n                });\n            \n            \n            $(\"#subema\").click(function(){\n                \n                event.preventDefault();\n                \n                var uuid2 = $(\"#uuid\").val(),\n                    ema = $(\"#ema\").val(),\n                    tips = 0,\n                    priv = 0;\n                \n                if($(\"#tips\").is(':checked')){\n                        tips = 1;\n                   }else{\n                        tips = 0;\n                   }\n                \n                if($(\"#priv\").is(':checked')){\n                        priv = 1;\n                   }else{\n                        priv = 0;\n                   }\n                \n                $.ajax({\n\t       \t                       type: \"POST\",\n\t       \t                       url: \"..\/asset\/up_data.php\",\n\t       \t                       data: {\n                                        uuid2:uuid2,\n                                        ema:ema,\n                                        tips:tips,\n                                        priv:priv\n                                   },\n\t       \t                       cache: true,\n\t       \t                       success: function(html){\n                                   \n                                       $(\"#fm_cont\").hide();\n                                       $(\"#bt_cont\").fadeIn();\n                    \n\t       \t                       \t\t},\n\t       \t                       error: function(html){\n                                       UIkit.notify({\n                                        message : \"Error 404: Intente nuevamente\",\n                                        status  : 'danger',\n                                        timeout : 3000,\n                                        pos     : 'top-right'\n                                        });\n\t       \t                       \t   \n\t       \t                       \t\t\t\t}\n\t       \t                       \t\t\t});\n                \n            });\n\n        <\/script>\n        <\/div>\n    <\/div>\n    <div class=\"uk-width-1-1 uk-flex uk-flex-center\" id=\"bt_cont\" style=\"display: none;\">\n    <a href=\"\" id=\"purl\" target=\"_blank\" class=\"uk-button uk-button-primary\" rel=\"noopener\"><i class=\"uk-icon-download\"><\/i>Descargar PDF<\/a>\n    <button id=\"btn-Preview-Image\" class=\"uk-button uk-button-primary uk-hidden\"><i class=\"uk-icon-download\"><\/i>Imagen<\/button>\n    <\/div>\n    <div class=\"uk-width-1-1 uk-flex uk-flex-center\" id=\"previewImage\">\n    <\/div>\n    <script>\n    var element = $(\"#g_cont\"); 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